Investment & Therapy Fees

Online Therapy Across New York for moms navigating mom rage, birth trauma, pregnancy loss, postpartum anxiety, and maternal mental health challenges.

Working with Kait was 100% worth it…

– Privately Disclosed

Therapy doesn’t have to be weekly until your baby goes to college.

Another appointment.

Another bill.

Another thing on an already overwhelming mental load.

It's a valid concern.

Many of the mothers I work with already feel stretched thin. The idea of adding one more commitment can feel impossible.

My goal isn't to give you another task to manage. It's to help you feel more supported, more grounded, and less alone in what you're carrying.

What are you really investing in?

  • Feeling less reactive and overwhelmed

  • Managing anxiety without constant Googling

  • Understanding the roots of mom rage

  • Healing from birth trauma and pregnancy loss

  • Feeling more connected to yourself and your family

  • Moving out of survival mode

Kait Towner perinatal mental health therapist online in NY

Your time in therapy is entirely up to you

Your time in therapy is entirely up to you.

Some clients attend therapy weekly, while others prefer biweekly or less frequent sessions. Together, we'll decide what makes the most sense for your goals, needs, and season of life.

My goal isn't to keep you in therapy forever.

My goal is to help you feel more grounded, supported, and confident navigating motherhood—whether you're working through mom rage, birth trauma, pregnancy loss, postpartum anxiety, or simply feeling overwhelmed by everything you're carrying.

In fact, my whole goal is to work myself out of a job with you.

Investment & Insurance

I intentionally maintain a smaller caseload so I can provide thoughtful, specialized care for the mothers I work with.

Many clients choose to work with me privately for support with mom rage, birth trauma, pregnancy loss, postpartum anxiety, overwhelm, and maternal mental health concerns.

Many insurance plans offer out-of-network benefits that can help reduce the cost of therapy. I partner with Thrizer, a secure platform that helps clients verify their benefits and estimate their out-of-pocket costs before getting started.

Use the tool below to check your benefits and learn more about your coverage.

My Rate

→ Intake Session: $200

→ Individual Therapy (45 min): $200

Many clients use their out-of-network benefits and pay significantly less per session through Thrizer.

Therapy May Be More Affordable Than You Think

Many insurance plans offer out-of-network benefits that can significantly reduce the cost of therapy.

Check your benefits below in less than a minute to see your estimated reimbursement and potential session cost.

Frequently Asked Questions

  • I maintain limited in-network availability and can also provide superbills for possible out-of-network reimbursement.

  • Out-of-network benefits are insurance benefits that may help reimburse you for therapy services provided by a therapist who is not in your insurance network. Many clients are surprised to learn they have coverage available for therapy even when a provider is not in-network.

  • Thrizer is a secure platform that helps verify your insurance benefits and estimate your therapy costs. In many cases, Thrizer can submit claims on your behalf and help reduce the amount you pay upfront for sessions.

  • My session fee is $200 per 45-minute session. However, many clients use out-of-network benefits to reduce their out-of-pocket costs.

    Because every insurance plan is different, the amount you pay may vary. I partner with Thrizer, a secure platform that allows you to verify your benefits and estimate your therapy costs before getting started. In many cases, clients pay significantly less than the full session fee.

    You can use the benefits checker above to explore your coverage and learn more about your potential costs.

  • Not necessarily. While many clients begin with weekly sessions to build momentum and establish support, therapy is not one-size-fits-all.

    Together, we'll determine a schedule that aligns with your needs, goals, symptoms, and season of life. Some clients attend weekly, while others transition to biweekly or less frequent sessions as they make progress.

    My goal is to help you receive the right level of support—not more therapy than you need.

  • Yes. I provide virtual therapy throughout New York State.

  • Many mothers find that therapy helps them feel less overwhelmed, more supported, and better able to navigate the challenges they're carrying every day.

Kait Towner online therapist for moms in NY

Ready to invest in yourself?

Reaching out doesn't commit you to therapy. A free consultation is simply a chance to ask questions, learn more about the process, and see whether we're a good fit.